Your return on investment in solar can be greatly affected by your financing method. Here's why CNC Solar's financing options are better than a traditional solar lease.

Type of solar financing

Return on Investment

Retain Incentives?

Payment Escalation

System Ownership

Payment Structure

Interest Tax Deductible?

Financing/ Repayment Options

Change of Ownership?

Purchase

Highest

Provides the greatest return on investment.

Yes

Retain Your:

▪   Grants

▪   Tax incentives

▪   YOUR choice to take SREC Grant up-front or SREC Income over the life of the array.

NO

One of the benefits of owning is insulation from utility increases.

YES!

Solar arrays come with 25-30 year warranties and are very low maintenance.

Up-front payment

Not applicable

Not applicable

Simple

Add value to your home or take your array with you.

CNC Solar Financing

FHA Programs

High

Realize 100% of value of incentives.

Yes

Use your incentives to lower payments or eliminate financing.

NO

Payments are one set amount, and can decrease with reamortization.

YES!

Unlike leasing, you maintain ownership.

As low as

$500 down.

Monthly payments up to 20 years.

Early repay with no penalties.

YES!

Interest on loan is tax deductible.

FLEXIBLE

Finance the entire system or just the incentives, up to $25,000.

Easy

Add value to home and pay off financing or new owner assumes financing.

CNC Solar Financing

NEW! SolarPlus

(FHA & Same-as-Cash)

High

Realize 100% of value of incentives.

Yes

Use your incentives to either pay off your same-as-cash loan or to reduce the payment on your FHA loan.

NO

Payments are one set amount, and can decrease with reamortization.

YES!

Unlike leasing, you maintain ownership.

As low as

$0 down.

Monthly payments up to 20 years.

Early repay with no penalties.

YES!

Interest on FHA portion of loan is tax deductible.

FLEXIBLE

Finance up to $50,000 with this program.

Easy

Add value to home and pay off financing or new owner assumes financing.

CNC Solar Financing

Same-as-Cash and Reduced Interest Rate Programs

High

Realize 100% of value of incentives.

Yes

Pay off same-as-cash loan when you receive your incentives.

NO

Payments are one set amount.

YES!

Unlike leasing, you maintain ownership.

As low as

$0 down.

Monthly payments 12 to 20 years.

Early repay with no penalties.

NO

This program is does not feature tax deductible interest.

FLEXIBLE

Finance up to $65,000 with this program.

Easy

Add value to home and pay off financing or new owner assumes financing.

Traditional Solar Lease

Low

You don’t own, you don’t reap the benefits.

NO

Leases retain the incentives and do not give you a dollar-for-dollar credit on your lease payments.

Yes

Payments increase each year.

NO

Many leases make it seem beneficial to not own due to maintenance. This is untrue.

Low or no money down.

20 years of INCREASING lease payments.

NO

NO portion of lease payments is tax deductible.

RIGID

Locked in for the term of the lease. Pay full amount due over life of lease in order to end before term.

Difficult

New owners MUSTassume lease or you pay to take it with you.  Because you do not own the system, no added value to your home.